The Community

Enjoy extra value and extended peace of mind while your Aria at Hathorne Hill Townhome is being built

Let us simplify the process for you! Check out our
10 Easy Steps
to Home Buying

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Ask about our expanded lock-in option for up to two years. Find out more by calling Meredith Spence,The Mortgage LadyŽ, today!

Meredith Spence, The Mortgage Lady
Wells Fargo Home Mortgage
456A Massachusetts Avenue
Arlington, MA 02474
Cell: 781-910-9988 or
toll free 866-708-7320 Ext.1008
mspence@mortgagelady.com
www.mortgagelady.com

Mortgages by Meredith Spence
Our Builder Best® Program Features Protection From Rising Rates And Access To Declining Rates1:

It’s a Win-Win situation:

  • If the overall interest rate market goes up during the construction process, you remain protected.
  • If interest rates decline, you can exercise your
    one-time float down option to obtain new pricing on your loan subject to our approval

1. Change of loan product or program, change in loan to value ratio, float down or re-lock of rate will require underwriting approval.One-time float down option is available within 60-days of closing to any Lender program or relock your existing product at the current available price range. Re-lock is not allowed within 30 days of the original lock. If re-lock period exceeds 60 days, applicable extended lock fees will be assessed.

2. A non-refundable closing cost commitment deposit will be required for a lock ranging from 3 months to 12 months on qualified products. An extended lock/commitment fee may be required for a lock ranging from 4 months to 24 months on qualified products. Due to daily pricing variations between products, you are encouraged to work with your Wells Fargo home Mortgage Consultant to ensure that pricing available on the Builder Best lock feature that you choose is the most advantageously priced Builder Best lock feature for you.

Wells Fargo Home MortgageWells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
© 2007 Wells Fargo Bank, N.A. All Rights Reserved #50576 08/07-11/07

Equal Housing Opportunity